Insurance, Explained
Cover from ten of Kenya's leading insurers, with the terms explained before you buy.
Not Sure Where to Start?
Two Questions to Narrow It Down
Answer them and we’ll suggest the cover to look at first.
Step 1 of 2
Who Do You Want to Cover?
Professional Indemnity
If a client says your advice or work cost them money, professional indemnity pays for your defence and any compensation you owe. We arrange it for doctors, lawyers, accountants, engineers, architects and consultants.
First in the AKI Professional Indemnity Category in 2018, 2019 and 2023
Negligence, Errors and Omissions
Cover when a client says your work or advice caused them a loss.
Legal Defence Costs
Lawyers' fees and court costs to defend the claim.
Compensation and Settlements
Damages awarded against you or agreed in a settlement, up to your policy limit.
Cover for Doctors
Doctors' indemnity starts from KES 6,000 a year, with limits up to KES 100 million.
Medical Insurance
Cover for hospital bills and doctor's visits, for you, your family or your staff.
Inpatient and Outpatient
Hospital stays, and visits to the doctor.
Maternity
Antenatal care, delivery and care for the newborn.
Dental and Optical
Check-ups, treatment, glasses and lenses.
Help With Approvals and Claims
Our team helps with hospital pre-approvals and follows up claims with the insurer.
Cyber Insurance
For businesses that hold customer data or rely on their systems. It pays for dealing with a breach or attack, and for the income you lose while you recover.
Data Breaches
Investigating the breach, notifying customers and restoring data.
Business Interruption
Income lost while your systems are down.
Ransomware and Extortion
Costs from ransomware attacks, where the policy includes them.
Specialist Help During an Attack
Many policies include access to IT and legal specialists when it happens.
Life and Pension
Money for your family if you pass away, and savings for the years after you stop working.
Term Life
Cover for a set number of years, at a lower premium.
Whole Life
Cover for the rest of your life, with a savings element.
Education Plans
Save steadily towards school and university fees.
Pension Plans
Build an income for when you stop working.
Home and Property
Cover for your house and what's in it, or for commercial buildings.
Fire and Related Damage
Fire, lightning and explosion.
Theft and Burglary
Stolen goods, and damage from a break-in.
Floods and Storms
Weather damage, depending on the policy.
Contents
Furniture, electronics and valuables.
Business Insurance
Cover for the risks a business carries: claims from the public, your staff's medical costs, and lost income when something stops you trading.
Public Liability
Claims from customers or the public for injury or damage.
Professional Indemnity
Claims that your advice or service caused a loss.
Group Medical
Medical cover for your staff.
Business Interruption
Income lost after an insured event, such as a fire.
Travel Insurance
Cover for medical emergencies, cancellations, delays and lost luggage when you travel abroad.
Medical Emergencies
Treatment if you fall ill or are injured abroad.
Cancelled or Cut-Short Trips
Costs you can't recover when plans change.
Flight Delays
Compensation for long delays.
Lost or Delayed Luggage
Replacing essentials while your bags are missing.
Exact cover, limits and exclusions depend on the insurer and the policy. We’ll take you through them before you buy.
Not Sure Which Cover You Need?
Tell us about your situation and we’ll suggest where to start. We reply within one business day.